About Us


Privacy Statement

FRMS reserves the right to refuse to provide any and all of our services to anyone at our discretion.

Privacy Statement Introduction

Family Risk Management is committed to protecting your privacy and the privacy of your organization. It is our policy that company and personal information such as name, address, phone number, e-mail, and search results is private and confidential. We do not sell or rent your company or personal information to others. We use customer information for the sole purposes of setting up your profile, delivering our service, enhancing the operation of our site, and administering our systems.

Copyright & Intellectual Property Rights

Our site is for general information purposes only. The information contained within our site is not advice. Please read our Privacy Statement for important disclosures and for information regarding terms and conditions of the use of this site, privacy, and security, as well as our disclaimers and protected rights. Any liability that might arise from your use or reliance on the information in, or any links from, this site, is expressly disclaimed. Unless otherwise noted, all materials, including but not limited to, images, illustrations, designs, icons, photographs, video clips, software, and written and any other materials that are part of this website, or any other FRMS website, are protected under copyright laws and are the trademarks, trade dress and/or other intellectual properties owned, controlled or licensed by FRMS.

You may download and view material on this site for your personal, temporary, non-commercial viewing only. Without limiting the foregoing, EmployersChoiceOnline.com and the stylized "EmployersChoiceOnline.com" appearing on this site are registered trademarks of EmployersChoiceOnline.com. No part of the materials contained in this site may be otherwise reproduced, stored in a retrieval system, copied, republished, uploaded, posted, distributed or transmitted in any form, or by any means, electronic or mechanical, without the prior written permission of FRMS.

Information Collected and Electronically Stored Automatically

When you visit our website to read or download information, such as our brochure, career opportunities, press releases, etc., we automatically collect and electronically store only the following information described below:

  • The IP address and domain name/URL type (for example,"xyz.com, xzy.org etc." if you use a private Internet access account, or "myuniversity.edu" if you are connecting from a university's domain) and IP address (a number that is automatically assigned to your PC when you are using the Internet) from which you access our website
  • The type of browser and operating system used to access our website
  • The date, time, country, state, telephone area code where your server is located
  • The pages of our site that were viewed during a visit
  • Any search terms that you entered on our website
  • The Internet address of the website from which you linked directly to our website; and the pages you viewed

This information is primarily collected for statistical analysis and also helps us to continually improve our website and service delivery. This computer system uses software programs to create summary statistics, which are used for such purposes as assessing what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.

Our emphasis on privacy and security is equally reflected in the way we conduct business. All employees of FRMS receive a thorough background check and as a condition of employment adhere to our internal policies and procedures. We maintain only paper shredders, rather than trash cans, in all office areas. Additionally, we have invested in security technology in our facilities, and actively monitor and control access to our premises.

Information Collected from E-Mail

If you identify yourself by sending an e-mail containing personal information, you may volunteer to provide us personally-identifying information, such as your mailing address or phone number, for example, in an electronic mail message. E-mail is not necessarily secure against interception. If your communication is very sensitive or includes confidential information, you may want to send it via postal mail. Information collected in this manner may be used for responding to requests for information.

Security, Intrusion, and Detection

For website security purposes, and to ensure that our website remains available to all visitors, all network traffic is monitored in order to identify unauthorized attempts to upload or change information, or otherwise cause damage or conduct criminal activity. To protect the system from unauthorized use and to ensure that the system is functioning properly, individuals accessing our website are subject to having all of their activities monitored. Unauthorized attempts to upload or change information, or otherwise cause damage to this service, are strictly prohibited and may be punishable under applicable federal law.

Disclaimer for FRMS Information

All information provided by FRMS on this website is made available to provide immediate access for the convenience of interested persons. While FRMS believes the information to be reliable, human or mechanical error remains a possibility. Therefore, FRMS does not guarantee or warrant the accuracy or completeness of the information. FRMS shall not be responsible for any error or omission, or for the use of, or the results obtained from the use of, this information.


On very selective bases we may provide links to other sites of alliance partners for your convenience. We do not control or maintain the material presented by other organizations on other web sites. If you use any of these links, you will leave our site.

Contact Information

FRMS welcomes your comments regarding this Statement of Privacy. If you have any questions regarding our Statement of Privacy or this website, please contact us directly.

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